In the movie ‘Face off”, John Travolta’s identity was stolen by his nemesis Nicholas Cage by literally switching their faces. Although no one has really got their face swapped, many Americans had their identities stolen. According to Federal Trade Commission or FTC an estimated 9 million Americans had their identities stolen every year. Even celebrity golf player Tiger Woods was victimized by identity theft. In 2000 Woods testified in Sacramento California courtroom that his identity was stolen. The culprit stole his Social Security number and applied and received credit cards. The culprit used the credit cards and ran up to 17,000 dollars worth of bills. This crime victimizes everyone with credit cards, bank accounts and insurance policy.


Free Insurance Quotes

California car insurance quotes is what you looked for right after your purchase of a new car. You managed to get a good auto insurance package however things turn out badly and you have fallen behind on some of your bills. When you are about to renew your policy, you were shocked because your agent has cancelled your policy. Providers check the credit ratings of their holders, the rating of their holders are used to determine whether the insurers will renew or cancel their holders’ policy. If you have bad credit history most likely your provider will deny the renewal or even cancel your policy. However you are still shocked on how bad your credit history has been. You have found out that you have been a victim of identity theft.

Because you have been victimized by identity theft you can’t renew nor buy new auto insurance because of your bad credit history. So what do you do now? According to the FTC, the Fair Credit Reporting act allows you to have a free copy of your credit reporting from Equifax, Experian and TransUnion, the three major credit-rating agencies. This credit report rating could serve as evidence that you have been a victim of identity theft. You should obtain your credit report and check it over for accuracy. You may find errors in your credit report, although there are ways to have your credit report correct it quite difficult and takes time to have it altered and corrected.

Identity theft can happen to anyone, so better find ways to protect yourself from this crime. Find ways to minimize the chances of your identity being stolen. You can protect yourself financially, since there are major insurers that offer identity theft insurance policies. As for your auto insurance problems, you can get a new policy eventually as you improve your credit score. A good credit score is above 700 and a poor score is below 600. There are many swindlers not only in California car insurance quotes are abundant and you will not have any problem finding a good quote, just maintain a good credit score and you will be able to find an insurer that will give you an ideal auto insurance package.

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